for the first loan
for the first loan
Settlement amount0 PHP 0 PHP
CashXpress is FAST, EASY and CONVENIENT
Quick approval in
Loan amount up to
PHP 20 000
Simple and quick solution at the tip of your fingers
- Apply anywhere you are
- Only one document needed
Advance & Secured
CXPH is utilizes advance digital tools to ensure your data is protected.
- We carry the NPC (National Privacy Commission) seal of accreditation
- We use the highest level of security to process and store your data. You are guaranteed confidentiality
Fast & Convenient
It only takes 5 minutes!
- Get your loan proceed instantly in your bank account
- Repay via online banking
- Extend your loan due date
Getting the loan is easy!
The service is good and the process as well since you give a 1% interest for the initial loan. I did ... not get my requested amount but that’s acceptable because it was my first loan. The process and approval were completed within 15 mins. The Customer Service was a great help to finish my application. I rate you to 10 for excellent service and fast approval. For the time being, I don't have any thoughts or remarks about your loan process. You have a good system or process.
Good and excellent service. My loan amount request was not met but that is fine. The process was good, ... quick and convenient because you gave it a prolongation. I was a first-time borrower who felt it was a fraud, but the customer service was quite helpful until I received the approved amount.
The Customer Service is good in assisting my concerns and application. There is no issue with the process ... because you have fast approval and excellent help from customer service. You guys need to increase the amount of money you lend and the terms you provide.
I got the concern on the mobile number, but the customer care is extremely attentive and willing to assist ... me with whatever information I require. You have a good service compared to other companies and I will give you a 10 score for the service. My only concern is that I wish you could have an online application rather than a website.
When it comes to client inquiries, you respond quickly. The amount you provided was fit for emergency ... situations. The loan application was completed online, the process was quick. Customer service is friendly and helpful, and they have good cooperation. Approval and disbursement is in fast process. I'm hoping that the interest rate on the second loan will be lower.
How to get a profitable loan?
Situations in which you need money urgently can arise suddenly. That’s why you can get a quick loan directly to your bank card at any time of the day or night. Below, we’ll tell you how to do it profitably.
When do you need a loan?
Let’s take a look at a few stories.
– Holidays. We prepare surprises for our loved ones every time, but we can’t always calculate the budget. And now, when you have already purchased groceries and almost threw a party, it turns out that gifts have not been bought. Here you can represent any part of the party for which there was not enough money.
– No salary. Many families are faced with this situation every day. You have no money even for food and other basic things.
– Repairs and other unforeseen expenses. It’s hard to calculate the budget we spend on home improvement. Most often, to fulfill the entire plan, we do not have enough money for the necessary part in the interior or for paying for services.
Where to get a cash loan urgently?
There are companies in the Philippines that provide fast online loans. You can get money from the comfort of your home. Read the brief instructions or read the website, register and indicate your card so that money will be sent directly to it. These companies don’t pay attention to your credit history, work experience, education or marital status. You need only one document and bank account.
Advantages of a loan online on your card
– Most often, a comfortable amount for an online loan is 10,000 PHP. Do you remember the situations we described above? Then it becomes clear that this amount is enough to solve most urgent issues here and now.
– You can use the money at your discretion, you do not need to account for each purchase.
– All conditions for obtaining a loan are indicated on the company’s website, there are no hidden fees.
– You can take out a loan online 24 hours a day in five minutes, as well as repay it.
How to get an online loan in CashXpress
– Use the calculator to apply for a personal loan: specify the amount and click the button of “Apply for a loan”.
– You need to register to receive money on the card. To do this, enter the necessary data in the application form, confirm the terms of the loan, agree with the terms of its registration, add a photo of the document to pass verification.
– Check the correctness of the specified data, because a mistake in them may lead to a refusal to apply for a loan.
– Wait for our call: you will be informed of the decision on your application.
– CashXpress will send money to your card right away.
First loan terms
You can get the first loan in CashXpress for 7 or 14 days.
1) The first 7 days for a loan with regular payment every 7 days = 1% per day of the loan body, then, starting from the 2nd period, the rate = 1.99% per day of the loan body.
2) The first 14 days for a loan with regular payment every 14 days = 1% per day of the loan body, then, starting from the 2nd period, the rate = 1.99% per day of the loan body.
An example of calculating a first loan with a standard interest rate of 1% per day.
Loan amount – 1000 PHP, duration – 7 days, interest – 1% per day.
(0.01 * 7 * 1000) + 1000 = 1070 PHP. Total payment amount: 1070 PHP.
Repeated loan terms
The repeated loans terms is 7 or 14 days.
1) Rate = 1.99% per day from the loan body.
An example of calculating a repeat loan with a standard interest rate of 1.99% per day.
Loan amount – 1000 PHP, duration – 7 days, interest – 1.99% per day.
(0.0199 * 7 * 1000) + 1000 = 1139,3 PHP. Total payment amount: 1139,3 PHP.
If you have any additional questions, please, contact our support service: online chat or by phone numbers on the site.
1) Penalty is accrued daily during the delay, starting from the 1st day of delay and until the end of the delay or until the full repayment of the loan or until the sale of the loan or until the suspension of accruals on the loan.
2) Penalty rate = 1% per day of the loan body.
3) Extra-penalty is charged on 5, 10, 15, 20, 25 and 30 days of delay.
4) Extra penalty = 125 PHP
CashXpress advice to clients
Track your cash loan using your personal account. Do not postpone loan repayment. Then you can get a second loan even faster and on more profitable terms. You can pay off the debt through Internet banking.